Personal Loan

Personal loan is provided not only by banks but legal money lenders as well. We are one of the moneylenders in Singapore that provide such services.

A personal loan can be taken by anyone who needs financing for any reason. You can use it to finance a trip or buy the latest iPhone.

With KBB Credit, you can borrow up to $200,000.

Complete the loan application form online and submit it to us.

KBB Credit SD Pte Ltd can provide you with a fast approval personal loan to meet your every dream.

To apply for this loan, you can contact us at +65 6255 6998 to find out what documents you have to bring.

If this is your first time applying, our friendly and experienced loan officers are here to guide you through each step, making the process smooth, quick and stress-free.

You can borrow any amount with a secured loan but

For unsecured loans and personal loan, if you are a Singaporean able to borrow:

Up to $3,000, if your annual income is less than $20,000.
At most of 6 months’ income, if your annual income at least $20,000 and above.

KBB Credit Licensed Money Lender Singapore provides you with detailed installment payment and lowest interest rate at just 1%.

*terms and conditions apply

Unsecured loans for a Foreigner residing in Singapore able to borrow:

Up to $1,500, if your annual income is less than $10,000.
Up to $3,000, in case your annual income is $10,000 above and less than $20,000.
At most of 6 months’ income, if your annual income is at least $20,000 and above.

Our experienced loan officers will advise you to borrow responsibly, only within your means and for what you genuinely need and fast.

FAQs on Personal Loans

We understand that customers may have questions about personal loans in Singapore so we’ve provided this FAQs for your convenience.

What is the maximum amount I can borrow with a personal loan?

Following Ministry of Law guidelines, licensed moneylenders in Singapore can offer a personal loan up to six times your monthly income.

Contact us at 6255 6998, message us on WhatsApp or visit our office for more information.

What are the eligibility criteria for applying a personal loan in Singapore?

To qualify for an online personal loan in Singapore, please review the following criteria:

Must be at least 21 years old
Must be a Singaporean, Permanent Residents (PRs) or a Foreigner with a valid work permit (such as an Employment Pass, S Pass or other long-term visa).
Must be able to provide proof of employment or self-employment.

Can I apply a loan from KBB Credit if I have existing loans with other moneylenders?

Yes, you can apply for a personal loan using our online application form. We’ll review your eligibility and advise on the loan amount via phone, WhatsApp or email. After submitting the form, please stay tuned—we’ll get back to you within an hour. Don’t hesitate to reach out; we’re here to assist with any financial concerns.

How quickly can I receive my personal loan funds?

We’ll disburse your funds right away once you’ve reviewed and signed our loan contract at our City Hall office.

customer reviews from google

Borrow with confidence from KBB Credit, a legal & licensed money lender with approximately 700 positive reviews on Google Business.

      EXCELLENT  
   Based on 747 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Moe Kyaw 
 6 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. thank you kbb and all staff for helping me with my difficulty. grateful and appreciate
  
 
      Posted on Google  
   
   Ivy Ivy 
 30 July 2026
 
 
 Trustindex verifies that the original source of the review is Google. Detailed and clear explanation from Joyce. Thank you for all the tips on how to manage my finances. I will listen to you and hopefully clear everything before end of year. Thank you for your patience! Good first experience with licensed moneylender
  
 
      Posted on Google  
   
   Han Moe Kyaw 
 21 July 2026
 
 
 Trustindex verifies that the original source of the review is Google. I trust them very much all of them have been very sincere with me. Very reliable moneylender
  
 
      Posted on Google  
   
   Katherine 
 14 July 2026
 
 
 Trustindex verifies that the original source of the review is Google. Thank you for your assistance. A great help to me and my family
  
 
      Posted on Google  
   
   John Shwar 
 13 July 2026
 
 
 Trustindex verifies that the original source of the review is Google. Thank you kbb very grateful for your help and assistance during my most difficult time. I will be back when i need.
  
 
      Posted on Google  
   
   Hay marn khant zaw 
 8 July 2026
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely the best place i have been to. Explanation was very clear and simple. Easy to understand
  
 
      Posted on Google  
   
   Naing Win 
 4 July 2026
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely the best place to go for a loan. Very patient and friendly staff. Accommodate to my needs.  Thanks everyone
  
 
      Posted on Google  
   
   Rosley Nari 
 5 June 2026
 
 
 Trustindex verifies that the original source of the review is Google. Very good company. Staff are all very patient in explaining and ensuring that I understand before issue loan to me. Thanks everyone ☺️
  
 
      Posted on Google  
   
   Wutt Yee 
 11 May 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more