Personal Loan

Personal loan is provided not only by banks but legal money lenders as well. We are one of the moneylenders in Singapore that provide such services.

A personal loan can be taken by anyone who needs financing for any reason. You can use it to finance a trip or buy the latest iPhone.

With KBB Credit, you can borrow up to $200,000.

Complete the loan application form online and submit it to us.

KBB Credit SD Pte Ltd can provide you with a fast approval personal loan to meet your every dream.

To apply for this loan, you can contact us at +65 6255 6998 to find out what documents you have to bring.

If this is your first time applying, our friendly and experienced loan officers are here to guide you through each step, making the process smooth, quick and stress-free.

You can borrow any amount with a secured loan.

For unsecured loans and personal loan, if you are a Singaporean able to borrow:

  • Up to $3,000, if your annual income is less than $20,000.
  • At most of 6 months’ income, if your annual income at least $20,000 and above.
KBB Credit Licensed Money Lender Singapore provides you with detailed installment payment and lowest interest rate at just 1%.

*terms and conditions apply

Unsecured loans for a Foreigners residing in Singapore able to borrow:

  • Up to $1,500, if your annual income is less than $10,000.
  • Up to $3,000, in case your annual income is $10,000 above and less than $20,000.
  • At most of 6 months’ income, if your annual income is at least $20,000 and above.

Our experienced loan officers will advise you to borrow responsibly, only within your means and for what you genuinely need and fast.

FAQs on Personal Loans

We understand that customers may have questions about personal loans in Singapore so we’ve provided this FAQs for your convenience.

What is the maximum amount I can borrow with a personal loan?

Following Ministry of Law guidelines, licensed moneylenders in Singapore can offer loans up to six times your monthly income.

Contact us at 6255 6998, message us on WhatsApp or visit our office for more information.

What are the eligibility criteria for applying a personal loan in Singapore?

To qualify for an online personal loan, please review the following criteria:

  1. Must be at least 21 years old
  2. Must be a Singaporean, Permanent Residents (PRs) or a Foreigner with a valid work permit (such as an Employment Pass, S Pass or other long-term visa).
  3. Must be able to provide proof of employment or self-employment.
Can I apply a loan from KBB Credit if I have existing loans with other moneylenders?

Yes, you can apply for a personal loan using our online application form. We’ll review your eligibility and advise on the loan amount via phone, WhatsApp or email. After submitting the form, please stay tuned—we’ll get back to you within an hour. Don’t hesitate to reach out; we’re here to assist with any financial concerns.

How quickly can I receive my personal loan funds?

We’ll disburse your funds right away once you’ve reviewed and signed our loan contract at our City Hall office.

customer reviews from google

Borrow with confidence from KBB Credit, a legal & licensed money lender with approximately 700 positive reviews on Google Business.

Naming Naing Win
09:29 11 Feb 25
Good service, cheap and nice. Licensed moneylender this is the best shop I go to before
Kyaw Thu
07:12 03 Feb 25
Best licensed money lender negotiable and nice people
Anwar Bu Bakar
05:07 28 Jan 25
I only come to kbb credit for loan. Best moneylender
rosny sabari
05:29 24 Jan 25
Very good licensed moneylender. Interest is low, payment suitable for me to handle
Sui Boih
03:31 11 Jan 25
Confirm the best moneylender in singapore
Fast and efficient . Good service.
samat bin
03:11 19 Dec 24
Very good and friendly moneylender
Bravo Aung
05:47 13 Dec 24
Thanks to all staff at kbb for helping me to solve my problem. Solution given to me is very good! Unlike other moneylenders in singapore, kbb is definitely the best money lender you can find in the whole of Singapore
Smal Lay
05:51 10 Dec 24
Friendly people. Fast service
May July
09:54 07 Nov 24
Very helpful and explain very well
Maimay Linlin
05:39 11 Oct 24
friendliest moneylender you will find in whole of singapore. anything can just discuss with them. they try their best to help
Cipherous Sae
13:05 17 Sep 24
Don't do what I did but I would like to share my experience with them. I couldn't pay my first installment and was actively seeking assistance from CCS due to being in a debt spiral. Despite this, KBB was willing to discuss temporary interim payment arrangements after explaining my situation to them.If they're willing to entertain and listen to my situation, then I'm sure that they'll be willing to do the same for you. Just from this kind gesture alone, I'll highly recommend them. So can give them a shot 🙂
Khaing Lin
08:33 24 Aug 24
patient and kind staff. very good moneylender. im happy with service here
Naw Ae Dar
07:20 12 Oct 23
good service. recommended
Chin khoon Chiew
04:25 06 Oct 23
once I come here I don't go to other places any more. can't find a better moneylender in city hall than kbb credit. really one of the best licensed money lender that I have been to. thanks everyone for being so friendly and welcoming and always helping me to think of what suits me best. always giving me options so I can decide. always letting me know the pros and cons for each option. best of all, never force me into option.
Vivo Y16
04:59 03 Oct 23
Very good lender
E
07:24 02 Oct 23
Been with them for many years as they are very reasonable. Very helpful and friendly staffs. Always calculate within my budget and adjust to what I can afford. Thank you so much guys.
Myo Nyi Nyi
07:20 26 Sep 23
Def one of the best moneylenders I have been to. Assist me all the way even helping me to plan on what I should do next so that I can get out of debt. Thanks Joyce
Wint Khet Paing
05:47 19 Jul 23
Good licensed moneylender in city area not easy to find. Glad to have encountered kbb credit which is of big help to me
Tan Chengyuan Thomas
04:55 01 Apr 23
A speedy and professional financial advisors rather than just a licensed money lenders. Definitely someone to look from short term personal loan to consolidation of loans etc, they are a one stop shop legal money lender that is out there to aid your financial situation. They are a team of friendly and helpful persons that you can rely on. Best money lender at City Hall, and some say Singapore! 🙂
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